Vault tellers, for instance, keep records of the cash and checks that come in and out of the bank's vault over the course of a day. All tellers must be able to work with details. It is important for tellers to be able to perform routine tasks quickly and accurately.
Bank tellers deposit checks and withdraw money for customers. Eventually they can specialize in more complex transactions such as taking real estate loan payments. Banks usually hire high school graduates. They prefer those who have had some clerical experience. Students can prepare in high school for a job as a teller by taking business math or courses in which they learn to use computers and other business machines.
Many banks offer a few classroom training sessions to new tellers. These sessions are followed by on-the-job training, during which a trainee observes an experienced teller. The trainee gradually learns the bank's methods and record-keeping techniques as well as how to operate any machines used by the bank. Bank tellers are responsible for large sums of money. Therefore banks bond, or insure, their tellers against possible losses of money through error or theft.
The bonding company asks for references from the teller and may investigate the teller's background before selling the insurance to the bank. Many tellers are promoted to their jobs from beginning clerical jobs. However, some people start as tellers without any previous bank experience. Prospective tellers can contact banks directly or through state and private employment agencies. They can also check Internet job sites and classified ads of local newspapers for advertised openings.
In large banks beginners usually specialize in doing one simple type of transaction, such as taking checking account deposits. While in training, tellers learn about the banks policies and products, and how to operate the computer software. Salaries are usually based on experience, geographical location and the size of the employer.
The BLS indicated that jobs for tellers are expected to increase by only one percent in the next decade. This rate of growth is much slower than the 14 percent average for all occupations. People have more options for doing their banking from home via cell phone or the Internet. And banks have not been adding as many units. Bureau of Labor Statistics. Good tellers are comfortable dealing with customers, have strong oral communication skills and are good listeners. The BLS reports that such training typically lasts about a month.
The basic duties of a bank teller include cashing checks, making deposits, processing loan payments and withdrawing funds from customer accounts. Bank tellers also assist customers with opening and closing accounts. The job requires adhering closely to rules and regulations regarding the verification of customers' identities, the accounts and transactions that they are permitted to access or initiate, and the amounts of funds that may be placed at their disposal. Tellers also must adhere to various reporting requirements.
The rules and regulations in question are a mix of those set by law or by banking regulators, and those peculiar to the individual bank. In some banks and banking environments, the teller's role may be expanded to assess customers' needs and to market certain products and services to them. Both this aspect of the job and that related to rule enforcement demand a keen sense of judgment, going far beyond a rote adherence to routine.
A 40 hour work week is typical, but it can be longer, given the trend for banks to accommodate customers with longer hours, including nights, Saturdays and even Sundays in some cases. The old days of "banker's hours" that stretched only from 9 to 3, Monday to Friday, are long since past.
Those who enjoy working with people can find interacting with customers an enjoyable aspect of the job. It is particularly true for those fortunate enough to become tellers in bank branches with light to moderate levels of customer traffic, in which time pressure is not a major issue. Depending on the bank and on the initiative of the individual, a bank teller job can be a steppingstone to higher-level jobs in banking.
The most obvious next step is as an officer supervisor within a branch. In very busy urban bank branches, tellers can be under severe pressure and find the job physically and mentally draining.
Based on your availability and how knowledgeable you are on products you could get more hours. I started off with 15 hours per week and worked my way to Find jobs. Company reviews. Find salaries. Upload your resume. Sign in.
0コメント